Payment Options

Understanding the Cost of Care

At Mindwell Gardens, we believe it's important for you to have clear information about the cost of mental health services before starting care. We offer various payment options, including in-network insurance benefits, private pay, and superbills for clients who may utilize out-of-network benefits.

Mental health service rates can vary based on the provider, the type of service, and the length of the appointment. We will discuss your specific fee and available payment options, including insurance coverage for therapy, with you before services commence.

Mindwell Gardens Accepts

In-Network Insurance

Mindwell Gardens accepts:

Anthem Blue Cross Blue Shield (Anthem BCBS)
Aetna

Insurance coverage varies by individual plan. Deductibles, copayments, coinsurance, authorization requirements, and covered services are determined by your insurance plan.

We encourage you to contact your insurance company directly to confirm your behavioral health benefits and understand your financial responsibility.

Out-of-Network Insurance

If we are not in network with your insurance plan, you may still have out-of-network benefits.

When appropriate, Mindwell Gardens can provide a superbill, which is an itemized statement containing the information your insurance company may require when you request reimbursement for services received from an out-of-network provider.

You are responsible for payment at the time services are provided. Reimbursement is determined by your insurance company and cannot be guaranteed by Mindwell Gardens.

We recommend contacting your insurance company before beginning services to ask about your out-of-network mental health benefits.

Private Pay

Private-pay services are available for clients who prefer not to use insurance, do not have applicable insurance benefits, or are receiving a service that is not covered by their insurance plan.

Fees

Counseling & Therapy

Fees for counseling and therapy vary depending on the provider, type of service, and length of the appointment. This may include individual, couples, family, and group therapy.

Other Services

Fees for diagnostic evaluations, consultations, educational advocacy, professional services, and other specialized services vary depending on the nature and scope of the service.

Because fees may differ by service and provider, please contact Mindwell Gardens for current fee information and an estimate for the specific service you are considering.

We are happy to review fees with you before services are scheduled.

Good Faith Estimates

Clients who are uninsured or who choose not to use insurance may be entitled to receive a Good Faith Estimate of the expected cost of services under the No Surprises Act.

A Good Faith Estimate provides an estimate of the anticipated charges for scheduled services. Actual costs may vary if your clinical needs or the scope of services changes.

Learn More about your right to a good faith estimate

Payment & Financial Policies

A valid credit or debit card is required to be kept securely on file for clients receiving services at Mindwell Gardens. Copayments, coinsurance, deductibles, private-pay fees, and other client-responsibility amounts are due at the time of service.

Clients are responsible for charges that are not covered or are denied by their insurance plan, including services submitted for out-of-network reimbursement. Insurance coverage and reimbursement are determined by the individual insurance plan and cannot be guaranteed by Mindwell Gardens.

Cancellation & No-Show Policy

We understand that unexpected circumstances can arise and plans sometimes need to change. If you need to cancel or reschedule an appointment, we kindly ask that you provide at least 48 hours’ advance notice.

Appointments cancelled with less than 48 hours’ notice, as well as missed appointments, are subject to a $100 cancellation/no-show fee. This fee is generally not covered by insurance.

We recognize that emergencies and other unexpected circumstances may occur. Certain circumstances may be considered on an individual basis at the discretion of your provider.

Providing advance notice allows us the opportunity to offer the appointment time to another client who may be waiting for care. We appreciate your consideration and cooperation.